A Fulfilled-by-Amazon Brand Owner
Rose has built up her Amazon Brand's sales over the last couple of years
She is one of the 200,000 independent Amazon Sellers with just over $100K a year in total sales. Next
Rose's Finance Problem
Rose's problem is that her brand needs to forward position inventory, ready for Amazon's one-day delivery promise.
Her lack of capital limits the frequency she can replenish her stock, and every time she gets to bestseller status on Amazon, she runs out of product to sell.
Finance firms are leveraging Rose's lack of capital to take advantage of all her hard work.
Loans from banks and commerial lenders are all based on unfair terms that don't take into account her sales success.Next
By joining the databased.FINANCE community, Rose can pre-sell her inventory and get the capital she needs to expand.
As she buys more stock, she can finance that as well. If she has a great month and sells out, she pays for the inventory sold and isn't stuck with a term defined loan.
Using blockchain data she can see that, on average, brands pay a fair equivalent of 12% APR.
Better yet, she can see that by paying on time and improving the management of her inventory, she too can be one of the brands paying less than the average.